123 personal finance

HDFC LTD fixed deposit interest rates for various tenors and duration:

FIXED RATE DEPOSIT

DOUBLE MONEY PLAN (effective from October 17, 2008)
Period (Months) Rate of Interest payable (% p.a.)
84 10.41%
Min. Dep. Amt.(Rs.) 10,000/-

Interest Rates Applicable from October 16, 2008
ANNUAL INCOME PLAN
Period (Months) Rate of Interest payable (% p.a.)*
12 - 35 10.40%
36-60 10.15%
Min. Dep. Amt.(Rs.) 10,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

PREMIUM DEPOSIT- ANNUAL INCOME PLAN
Period (Months) Rate of Interest payable (% p.a.)*
15,20,30 10.55%
45 10.30%
Min. Dep. Amt.(Rs.) 10,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

CUMULATIVE DEPOSITS
Period (Months) Rate of Interest payable (% p.a.)* Maturity Amount for a Deposit of Rs. 10000/- *
12 10.40% 11040.00
24 10.40% 12188.16
36 10.15% 13364.52
48 10.15% 14721.02
60 10.15% 16215.21
Min. Dep. Amt.(Rs.) 10,000/- (Interest compounded annually)
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

PREMIUM DEPOSIT -CUMULATIVE
Period (Months) Rate of Interest
payable (% p.a.)* Maturity Amount
for a Deposit of
Rs. 10000/- *
15 10.55% 11346.58
20 10.55% 11832.54
30 10.55% 12865.98
45 10.30% 14455.83
Min. Dep. Amt.(Rs.) 10,000/-(Interest compounded annually)
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

MONTHLY INCOME PLAN
Period (Months) Rate of Interest payable (% p.a.)*
12 - 35 9.95%
36-60 9.70%
Min. Dep. Amt.(Rs.) 20,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

PREMIUM DEPOSIT- MONTHLY INCOME PLAN
Period (Months) Rate of Interest payable (% p.a.)*
15,20,30 10.10%
45 9.85%
Min. Dep. Amt.(Rs.) 40,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

NON CUMULATIVE DEPOSITS - HALF YEARLY
Period (Months) Rate of Interest payable (% p.a.)*
12 - 35 10.15%
36-60 9.90%
Min. Dep. Amt.(Rs.) 10,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

PPREMIUM DEPOSIT -NON CUMULATIVE ( HALF YEARLY )
Period (Months) Rate of Interest payable (% p.a.)*
15,20,30 10.30%
45 10.05%
Min. Dep. Amt.(Rs.) 10,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

NON-CUMULATIVE DEPOSITS - QUARTERLY
Period (Months) Rate of Interest payable (% p.a.)*
12 - 35 10.00%
36-60 9.75%
Min. Dep. Amt.(Rs.) 10,000/-
*0.25% p.a more for Senior Citizens
0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above

PREMIUM DEPOSIT -NON CUMULATIVE ( QUARTERLY )
Period (Months) Rate of Interest payable (% p.a.)*
15,20,30 10.15%
45 9.90%
Min. Dep. Amt.(Rs.) 20,000/-
*0.25% p.a more for Senior Citizens

0.35%p.a more for Single deposit of Rs.1lac and above for period less than 36 months

0.45%p.a more for Single deposit of Rs.10lacs and above for period less than 36 months

0.10% p.a more for Single Deposit of Rs.10 lacs and above for period 36 months & above